Payment Orchestration Platform

Payment Orchestration Built Around Your Business

Connect payment providers through one technical integration, configure how transactions are processed, and manage payment performance across markets, currencies, and channels.

transaqo · connected providers

Active connections · 5 providers

PSP Stripe Primary
Acquirer Adyen Primary
APM Klarna BNPL
Fraud Signifyd Risk
Auth 3-D Secure Auth
One integration · all providers Active

One Platform for Complex Payment Operations

A unified orchestration layer between your business and the providers you work with.

Managing several PSPs, acquirers, alternative payment methods, fraud tools, and authentication providers can create fragmented integrations and inconsistent operational processes. Instead of building and maintaining a separate technical connection for every provider, your team can manage multiple payment paths through one platform and a standardized integration.

01

One technical integration

Connect once through Transaqo's standardized API. Access every supported provider without separate integration work for each one.

02

Configurable payment flows

Configure routing, cascading, authentication, and fraud controls for different markets, currencies, payment methods, and business requirements.

03

Centralized visibility

Add providers as your requirements change and maintain operational oversight without rebuilding your payment infrastructure each time.

Provider Connectivity

Connect the Providers Relevant to Your Business

Use Transaqo to connect global and regional PSPs, acquiring banks, payment gateways, alternative payment methods, fraud-management services, authentication providers, vaults, and supported payout partners.

PSPs & Gateways

Payment processors

Global and regional payment service providers and payment gateways.

Acquiring

Acquiring banks

Direct connections to acquiring banks and their processing networks.

Alternative

Alternative payment methods

BNPL, digital wallets, bank transfers, and local payment methods by market.

Risk

Fraud management

Fraud-prevention services and risk-management platforms.

Authentication

Auth providers

3-D Secure and strong customer authentication providers.

Vaults

Token vaults

Tokenization and secure credential storage services.

Payouts

Payout partners

Supported payout processors for disbursement flows.

Your existing commercial relationships remain under your control. Connect accounts you already use by adding credentials, or introduce new providers after completing their required commercial onboarding.

Explore 90+ Integrations

Integration availability varies by region and commercial agreement. Provider names indicate connectivity scope and do not imply partnership or endorsement.

Routing

Configure How Every Payment Is Processed

Create routing rules based on the characteristics and priorities of your business. Use rule-based, volume-based, fallback, and performance-driven configurations to determine the most appropriate available payment path.

Transactions can be directed according to factors including:

Market & location Currency Payment method Transaction amount Card characteristics Provider availability Processing cost Historical performance Risk requirements Volume commitments Business unit Merchant profile
See routing in a demo
transaqo · routing rules

Active routing rules · 4 configured

EUR · Cards Lowest cost
US · USD Performance
BNPL Primary
3-D Secure Conditional

Cascading & Retries

Recover Transactions Through Cascading and Retries

A failed attempt with one provider does not always need to become a failed customer payment. Configure fallback priorities and eligible retry paths so that a transaction can be attempted through another appropriate provider when the original route is unavailable or returns a recoverable failure.

  • Configurable fallback priorities and eligible retry paths
  • Distinguish technical failures, provider declines, and authentication outcomes
  • Centralized transaction visibility across all attempts
Walk through a cascade
transaqo · cascade flow

Transaction · attempt sequence

1 Provider A Declined · insufficient funds
2 Provider B Declined · do not honor
3 Provider C Approved
3 attempts · Approved Routing logic preserved

Fraud & Authentication

Coordinate Authentication and Fraud Controls

Authentication and risk management should form part of the payment flow rather than operate as disconnected systems. Connect supported fraud-prevention services and coordinate fraud checks, authentication, routing, and processing within a structured workflow.

Configure 3-D Secure decisions according to transaction parameters and business requirements — strengthening security while avoiding unnecessary friction for transactions that do not require additional intervention.

See risk coordination in a demo
transaqo · payment workflow

Transaction workflow · EUR card payment

1
Fraud check
Risk assessment via connected provider
Pass
2
Routing decision
EUR · cards · lowest cost rule
Provider A
3
3-D Secure
Conditional · rule-based decision
Exemption
4
Authorization
Sent to acquiring provider
Approved

Tokenization

Tokenize and Reuse Payment Credentials

Use a supported tokenized vault configuration to store and reuse eligible payment credentials across recurring and returning-customer payment flows.

A centralized tokenization strategy can reduce dependence on individual processor tokens and make it easier to use supported payment credentials across several payment routes.

  • Store credentials across multiple processors and providers
  • Reuse tokens for recurring and returning-customer flows
  • Reduce dependence on individual processor tokens
The final architecture and applicable compliance scope depend on the selected checkout, vault, provider, and deployment configuration.
transaqo · token vault

Stored tokens · 3 credentials

tok_4xF2… •••• •••• •••• 4242 Visa Active
tok_8Km1… •••• •••• •••• 9831 MC Active
tok_2Qr5… •••• •••• •••• 7714 Amex Active
Tokens reusable across supported providers · Vault-level tokenization · No processor lock-in

Unified Operations

Manage Payments From One Control Center

Use the Transaqo dashboard to oversee payment activity and operational settings from a centralized environment. Review transactions, investigate payment outcomes, monitor provider performance, configure connectors, manage routing rules, and access payment analytics without switching between multiple provider dashboards.

  • Cross-provider analytics, reporting, and transaction search
  • Provider performance monitoring across all connections
  • Separate merchant accounts and business units with centralized visibility
Request a dashboard walkthrough
transaqo · operations dashboard

Approvals by provider · last 7 days

Approval rate Volume by provider Decline reasons Transaction search

Payouts

Coordinate Payouts Through Supported Providers

Connect supported payout processors and manage eligible payout flows through a unified technical layer. Configure provider priorities and routing rules according to the available payout methods, currencies, destinations, and provider capabilities.

  • Unified technical layer across supported payout providers
  • Priority and routing configuration by method, currency, and destination
  • Payout visibility alongside inbound payment operations
Commercial access to each payout provider and the movement of funds remain subject to the client's own provider arrangements.
transaqo · payout routing

Payout routes · 3 configured

Bank transfer · SEPA EUR Primary
Card push · Visa Direct USD / EUR Fallback
Wallet · local method Multi Conditional
Subject to client's own provider arrangements

Test Mode

Start in Test Mode

Create an account and explore Transaqo before requesting production access. Test Mode allows your technical and payment teams to review the dashboard, configure supported connections, examine payment flows, and begin integration work in a non-production environment.

When you are ready to proceed, request production access and define the required providers, deployment model, payment volumes, security configuration, and implementation scope.

POST /v1/payments · Test Mode
# Test Mode — explore routing and cascading
curl https://api.transaqo.com/v1/payments \
  -H "Authorization: Bearer tq_test_•••" \
  -d 'amount=4200' \
  -d 'currency=EUR' \
  -d 'routing=smart' \
  -d 'cascade=true'

# Response
{
  "id":        "pay_3xK9...",
  "status":    "approved",
  "provider":  "provider_c",
  "attempts":  3,
  "mode":     "test"
}

Get Started

Bring Your Payment Providers Into One Environment

Connect providers, configure payment logic, and gain greater control over transaction performance without building an orchestration platform internally.